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The '16 Named Perils' are specific hazards covered by dwelling policies in home insurance. They often serve as a
CORE part of the DP-1 and DP-3 insurance exams. To aid memory in insurance exam preparations, practitioners often use memory tricks to understand these perils, which may include fire, lightning, windstorm, hail, explosion, riot or civil commotion, etc. Mastering these perils is crucial for passing the insurance exam and becoming a proficient practitioner in the field.
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